DavisFinance OÜ, also known as DavisFinance, is an Estonian company (registry code: 16523295) providing financial consultation services, as well as the owner and operator of the website found at www.davisfinanceou.com. When you use the website www.davisfinanceou.com, DavisFinance (hereinafter referred to as "we", “us”, “our”) collects and further handles your personal data as described in this Privacy Policy. No matter what device you use to access our information or services, the conditions outlined in this Privacy Policy apply each time.
By adopting this Privacy Policy DavisFinance intends to ensure appropriate protection of your personal data.
Your data privacy and confidentiality are of utmost importance to DavisFinance. However, to enable functionality of the the website and provide services, we must gather information about you. This Privacy Policy explains how DavisFinance obtains and processes personal data you voluntarily submit when using this website and our service.
By using our website, you acknowledge and agree that your information may be collected, analyzed, disclosed, and processed in other ways as described in this Policy.
In case you do not consent to the processing of your data, you should not use the Website.
- Please read this Policy carefully before applying our website. The Policy is available to your disposal on the DavisFinance website at https://www.davisfinanceou.com.
- Please email us at [email protected] if you have any inquiries regarding this Policy or if you would like to request the exercise of any legal rights you may have.
In order for you to use the website, we must gather information about you. You agree that your information may be collected, used, disclosed, and processed in other ways as described in this Policy by using the Website. Please email us at [email protected] if you have any inquiries regarding this Policy or if you would like to request the exercise of any legal rights you may have.
The following categories of personal information may be gathered from you: complete name, email address, phone number, and location. We might later use the email you gave us to alert you about future changes or improvements to our services. It is crucial that the personal information we have on you is correct and relevant up to date. If your personal information changes throughout your partnership with us, kindly let us know.
2.1.1 DavisFinance processes following personal data:
(a) Identification - Complete name;
(b) Contact data: e-mail address*, phone number, location.
(c) Usage data: details regarding your device(s), including hardware model, operating system version, and mobile network information.
(d) Internet data: information on your usage of our website, including information on your visit frequency and length, search queries, IP address, cookies, and language of communication;
(e) Correspondence data: your communication with DavisFinance through the website or via other means of communication.
* We may later use the email you gave us to alert you about future changes or improvements to our services.
2.1.2. We kindly request that our visitors supply accurate personal information and update it as needed. We make an effort to ensure that any inaccurate or incomplete data on you is either deleted or rectified. We make sure that inaccurate or deceptive information is immediately updated.
2.1.3. Failure to provide data or provision of false data may prevent us from providing services.
We receive personal data:
(a) Directly from you:
- when you contact us through our webpage.
- by various means of communication like phone, email, chat, or other communication channels;
(b) Indirectly:
- from publicly available sources (public registers, social media, sanction lists).
- from DavisFinance partners and/or third-party service providers;
(c) In an automated way:
- technical information that may contain the IP address, device data, software data and similar data.
- social network information and content that may contain identification and social account data.
- cookies.
Unless otherwise required by law, we only process your personal data after obtaining your consent and for a specific reason that has been disclosed in this Policy. Our business respects your rights by processing your personal data in a fair and transparent manner. We only collect and use your personal information if it is absolutely required to fulfill the goals.
Any of the following methods may be used to process your data: collection, recording, organization, storage, use, structuring, adaptation or alteration, retrieval, consultation, disclosure via transmission, dissemination or other availability, alignment or combination, limiting, and erasure or destruction.
We use all your personal data only for the following purposes:
(a) To provide services: we process your personal data to manage, offer, enhance, and maintain our website and services.
(b) To provide customer support: to respond to your questions, make sure you are aware of latest and important developments and meet other customer service needs.
(c) To ensure security: to enhance security, monitor and verify service access, combat malware or security risks and to prevent use of our website and services in an illegal manner.
(d) For research and development purposes: monitor general website usage data such as visitor volume and pages viewed; we process your personal data to better understand the way you use and interact with the DavisFinance; we process your personal data to customize, measure, and improve your experience within the content and layout of our website and to develop new services;
(e) To enhance your experience: we process your personal data to customize, measure, and improve your experience on our webpage, its content and layout, and to develop new services; we save your information so that you do not need to enter it again when you return to the website;
(f) To engage in marketing activities: based on your communication preferences, we may send you marketing communications (to the e-mail indicated by you) to inform you about our events or our partner events, to deliver targeted marketing, and to provide you with promotional offers. Our marketing is conducted in accordance with your advertising marketing preferences and as permitted by applicable law;
(g) For other consented purposes: we will not use your personal information for purposes other than those purposes we have disclosed to you, without your permission. We may request your permission to allow us to share your personal information with third parties or use collected information in other way, to a limited extent explicitly confirmed by you.
3.4.1. We process your personal data with the following legal basis:
(a) To provide services: based on your consent;
(b) To provide customer support: based on your consent;
(c) To ensure security: based on our legal obligations, the public interest, or in your vital interests;
(d) For research and development purposes: based on our legitimate interests. When we process your personal data for our legitimate interests, we always ensure that we consider and balance any potential impact on you and your rights under data protection laws;
(e) To enhance your experience: based on our legitimate interests. When we process your personal data for our legitimate interests, we always ensure that we consider and balance any potential impact on you and your rights under data protection laws;
(f) To engage in marketing activities: based on your consent;
(g) For any purpose that you provide your consent: based on your consent;
3.4.2. In case the processing is based on your consent, you have the right to withdraw it at any time. Processing conducted based on consent before its withdrawal will remain lawful.
DavisFinance stores all of the collected personal data on its servers. Once we have your data, we will take all necessary steps and safety precautions to safeguard it against loss, modification, unauthorized access, and other threats.
Following your consent, Davis Finance is keeping the scope and duration of data storage to a minimum necessary to achieve the data processing goals described in article 3.3.1. As a result, we have set strict time limits for the preservation of personal data:
Retention Period
Until withdrawal of consent for processing based on your consent, 5 years.
Examples
- we delete the data that we process solely under your consent after you withdraw the consent;
- identification data and contact data that serve as the basis for identification and verification of persons and establishment of a business relationship.
We recognize the value and sensitivity of our clients' personal information. Our first focus is protecting the security and privacy of your processed personal data. DavisFinance takes the necessary organizational and technical precautions to protect your personal information from unauthorized access, improper handling or distribution, and unintentional loss, alteration, or destruction. Your personal information is safeguarded by a number of security measures used by Davis Finance to prevent unauthorized access and disclosure.
Please email DavisFinance Team at [email protected] for further information.
(a) we have obtained your clear and written authorization first.
(b) it is necessary to provide you with the services you've requested. In this case, we make sure personal information is only handled for the purposes stated in this Policy and by the individuals having authorization of DavisFinance to participate in the processing activities, such as providers of IT, telecommunications, hosting, archiving, postal services, etc.
(c) it is necessary to comply with any lawful legal action and/or is required by authorities, such as law enforcement bodies, notaries, tax authorities, supervisory authorities and any other authorized person performing public functions.
(d) there is an attempt to compromise the security of the Website.
(e) we have reason to believe that a particular conduct is illegal.
6.1.1. We will never sell or give away your personal information to a third party for their direct marketing needs.
6.1.2. We will not transfer personal data of UK residents outside of the UK unless we take reasonable steps to guarantee that your rights and freedoms as a data subject are protected and that you are informed of such a transfer.
6.1.3. Although Davis Finance maintains the security of its website, you should be aware that third parties, including network administrators, employers, internet service providers, etc., may monitor computer activity. We are unable to guarantee the ultimate security of any information you disclose online as a result. Please bear in mind that communications over the Internet may not be secure.
6.1.4. Please contact us as soon as possible by email at [email protected] if you believe any information we have on you is inaccurate or incomplete. Any inaccurate information will be updated right away.
(a) The right to access: you have the right to request DavisFinance for copies of your personal data. We may charge a fee for provision of data in cases prescribed in clause 7.3 of this Privacy Policy;
(b) The right to rectification: you have the right to request that DavisFinance correct any information you believe is inaccurate. You also have the right to request to complete the information you believe is incomplete;
(c) The right to erasure: you have the right to request us to erase your personal data, under certain conditions;
(d) The right to restrict processing: you have the right to request that DavisFinance restrict the processing of your personal data, under certain conditions;
(e) The right to object to processing: you have the right to object to DavisFinance’s processing of your personal data, under certain conditions;
(f) The right to data portability: you have the right to request us to transfer the data that we have collected to another organization, or directly to you, under certain conditions.
7.1.1. If you make a request for execution of your data protection rights, we have 1 (one) month to respond to you. If you would like to exercise any of these rights, please contact us:
Write to us: [email protected]
7.1.2. Under general rule we are providing answer to your request free of charge. However, we are entitled to charge a reasonable fee considering the administrative costs of providing the information or communication or taking the action requested or refuse to act on the request in the event if your request is manifestly unfounded or excessive.
(a) Tracking cookies: tracking cookies collect from a user data such as their activity on the website, which pages they come from and their geographic location. The information gathered is used for direct marketing purposes, also to understand users’ preferences and improve performance of our webpage.
(b) Temporary Cookies: they keep our service functioning when you navigate through a website. Session cookies only retain information about your activities for as long as you are on the website. Once the web browser is closed, the cookies are deleted.
(c) Security Cookies: we use Security cookies for our security features, and to help us detect malicious activity.
8.2.1. Most browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies. If you choose to decline cookies please note that you will not be able to sign in and use most of the features offered on our website.
8.2.2. Browser manufacturers usually provide help pages relating to cookie management in their products. Please see below for more information:
(a) Google Chrome: https://support.google.com/chrome/answer/95647?hl=en-GB
(b) Internet Explorer: https://support.microsoft.com/en-us/help/260971/description-of-cookies
(c) Mozilla Firefox: https://support.mozilla.org/en-US/kb/cookies-information-websites-store-on-your-computer
(d) Safari (Desktop): https://support.apple.com/kb/PH5042?locale=en_US
(d) Safari (Desktop): https://support.apple.com/kb/PH5042?locale=en_US
(e) Safari (Mobile): https://support.apple.com/en-us/HT201265
(f) Android Browser: https://support.google.com/nexus/answer/54068?visit_id=1-636585517588941681-639659396&hl=en&rd=1
(g) Opera: https://www.opera.com/help
(h) Opera Mobile: https://www.opera.com/help/mobile/android#privacy
8.2.3. For the browsers not listed above, please consult the documentation that your browser manufacturer provides.
8.2.4. You can also manage your cookie preferences through our pop-up cookie banner that appears when you first visit the Platform.
8.2.5. You can also manage your preferences by changing your browser settings on your device to refuse the use of all or some cookies. However, if you block all cookies (including strictly necessary cookies), you may not be able to use all or some parts of our website. You may also find that you are shown information on our website that is less interesting to you.
8.2.6. Please note that other organizations, such as advertising networks, may also use cookies to track you across different websites. We have no control over these cookies.
8.2.7. You may opt-out of third-party cookies from Google Analytics on its website.
8.2.8. You can opt out of interest-based targeting provided by participating ad servers through the Digital Advertising Alliance. In addition, on your iPhone, iPad or Android, you can change your device settings to control whether you see online interest-based advertisements.
DavisFinance regularly reviews and has the right to make changes to the Privacy Policy at any time. Amended version of Privacy Policy shall take effect from the moment of publication on the Website or from the effective date indicated and replaces all previous versions of the Privacy Policy. The users of the Website are advised to periodically visit this page.
DavisFinance would like to send you information about products and services of ours that we think you might like, as well as those of our partner companies
You have the right at any time to stop DavisFinance from contacting you for marketing purposes.
From time-to-time links to other websites may be placed on the Website. DavisFinance’s Privacy Policy applies only to our website, so if you click on a link to another website, you should read their privacy policy.
Complaints relating to the processing of personal data are resolved through customer support ([email protected]) in the first instance.
Should you wish to report a complaint or if you feel that DavisFinance has not addressed your concern in a satisfactory manner, you may contact the Republic of Estonia Data Protection Inspectorate:
E-mail: [email protected]
Phone: +372 627 4135
Address: 39 Tatari St., 10134 Tallinn, Estonia